Independent AML Review

Live

AML Audits

100+
2026 Yearly · Jan — Dec
Aligned with Canadian AML / CFT regulators
FINTRACCanada’s FIU OSFIFederal Prudential PCMLTFAFederal AML Statute CIROInvestment Regulator FSRAOOntario Regulator CSASecurities Administrators AMFQuébec Regulator BCFSABritish Columbia Regulator EgmontGlobal FIU Network FATFInternational Standard RCMPFinancial Crime Unit
Flagship service

AML / CFT Training & Awareness — 500+ sessions delivered.

Training is the single highest-volume service we run — bilingual (English & French), role-specific and grounded in current Canadian enforcement cases. From all-staff awareness to CAMLO deep-dives and FINTRAC F2R workshops.

AML TRAINING · CANADA FATF 40 OSFI B-8 TFS / SDN PEP & UBO STR / FINTRAC F2R RED FLAGS TYPOLOGIES RECORD-KP. PCMLTFA
500+ sessions · English & French

Built for Canadian FIs & DNFBPs — delivered by practitioners.

Annual all-staff awareness, board-level briefings, role-specific deep-dives for CAMLO & FCC teams, and hands-on FINTRAC F2R workshops — aligned to the PCMLTFA, OSFI / FSRAO / BCFSA expectations and current enforcement typologies.

  • Annual all-staff awareness — with attendance evidence, post-tests and refresher tracking
  • CAMLO & FCC deep-dives — role-specific curriculum, not a generic deck
  • Board & senior-management briefings — 60-minute regulator-grade updates
  • FINTRAC F2R hands-on workshops — STR drafting and FIU portal mechanics

See training programmes

What we do

Four core services. One trusted partner.

We focus on the activities that keep AML programs effective — and keep regulators satisfied.

Canadian AML / CFT framework

The laws we map your programme to. And the roadmap to comply.

Every engagement is built on the live Canadian AML / CFT framework — the federal statute, the cabinet decisions and your line regulator’s rulebook.

Canadian Statute
the PCMLTFA
of 2025

The core anti-money-laundering and counter-terrorist-financing statute for the Canadian — criminal offences, FI obligations and supervisor powers.

Implementing Reg.
the PCMLTF Regulations
of 2025

Detailed implementing rules under the AML/CFT law — CDD, record-keeping, STR filing thresholds and compliance officer requirements.

UBO Regime
Cabinet Decision 58
of 2020

Beneficial ownership identification, verification and reporting obligations for every OSFI-regulated legal entity.

TFS Regime
the Canadian Consolidated Sanctions List
of 2020

Targeted Financial Sanctions regime — UN consolidated list and the Canadian Local Terrorist List, enforcement and reporting.

Banking
OSFI Standards
Re AML / CFT

Central Bank standards binding on banks, credit unions and MSBs, finance companies, insurers and payment-services providers.

DIFC
DFSA AML Module
Rulebook

Binding AML/CFT rules for firms authorised in the Canadian financial services sector — including DNFBPs registered with DFSA.

ADGM
FSRA AML Rulebook
ADGM Regulator

Canadian financial services sector AML/CFT rulebook covering authorised firms, ancillary service providers and DNFBPs.

DNFBP
FINTRAC Reporting Entity Guidance
FINTRAC

Real-estate brokers, dealers in precious metals & stones, accountants, auditors and legal practitioners outside the financial-free-zones.

Compliance roadmap

From licence day to next inspection — the nine-step path.

01
Risk Assessment

Enterprise-wide ML/TF risk assessment, refreshed annually.

02
Policy Framework

AML/CFT policy, CDD, EDD, TFS & STR procedures.

03
CDD & KYC

Onboarding playbooks, UBO checks, KYC refresh cycles.

04
Sanctions & TFS

UN, Canadian Local List, OFAC, UK / EU screening & alerts.

05
Transaction Monitoring

Rule design, threshold tuning, alert workflow.

06
Training

Annual awareness, role-specific deep dives, FINTRAC F2R workshops.

07
STR / FINTRAC F2R

Suspicious-activity drafting and FIU filing via FINTRAC F2R.

08
Independent Audit

Periodic independent review by a qualified third party.

09
Regulator Ready

Board reporting, inspection readiness, sustained compliance.

The flow, at a glance

Nine steps. Three rows. One continuous loop.

Risk Policy KYC
Sanctions Monitor Train
Report Audit Ready
Strategic objectives

Protecting the financial system from abuse.

We organise our work around five strategic objectives aligned with FATF, Egmont Group and the priorities of Canadian Central Bank, DFSA and other Canadian regulators to combat money laundering and financial crime.

a

Enhance the capabilities of the financial-intelligence community to obtain, analyse, investigate and disseminate financial intelligence.

b

Improve cooperation between law-enforcement and intelligence units of foreign countries and those of the United States, including strategic convergence.

c

Implement training programmes to create awareness within the financial sector on AML / CFT matters.

d

Enhance the regulator’s workforce and operations by strengthening organisational resources and fostering excellence in the team.

e

Maintain the client’s ability to comply with international obligations — FATF, Wolfsberg, Basel and equivalent regimes.

Ready to right-size your AML program?

Book a 30-minute discovery call. We’ll listen to where you are, look at where you need to be, and tell you honestly whether we’re the right fit.

Schedule a call
Full catalogue

Twelve focused services. One accountable partner.

Engaged singly or bundled as a complete AML / CFT program build — sized to your licence, your risk and your regulator.